The No Interest Loan Scheme is an alternative form of credit for households on a low income in Mackay.  

Loans can be for new items for the house, health or education but not for payment of bills and other loans or where other forms of financial assistance are available.  

Households are eligible if they: 

  • are over 18 years of age

  • are on a low income 

  • have a stable housing history or are moving into permanent housing 

  • have the capacity to repay and have the commitment to repay the loan 

Loans are limited to $1500 and are to be repaid within 18 months. There are no fees or interest charged for these loans.  

Application packs are available from the CASA office. To proceed, contact us for an appointment.  

To find out more, watch the short video prepared by Good Shepherd Microfinance.